Quarterly Deep Dives

Introduction For agents and brokers operating in the surplus lines space, placing multi-state risks is already complicated. Understanding why everything gets reported to a single “home state” can feel like a separate puzzle altogether. In a market built to...

SLTX processes thousands of surplus lines filings each month, approximately 80,000 policies on average in 2025. Most filings are on time. Some policies are late - 2.04% per month last year (2025) - and while late filing counts get frequent attention, late...