New Quarterly Deep Dive: Late Filing Premium Trends in Texas

SLTX has released its inaugural Quarterly Deep Dive, focusing on one of the most important, and often misunderstood, components of the surplus lines market: late filing premium.

This report provides a comprehensive look at how late-reported premium continues to evolve across Texas, including trends in volume, seasonality, and filing behavior. It also explores how late premium can influence the interpretation of broader market growth and timing.

Key insights include:

• The growing share of premium reported late relative to total market volume
• Differences between late premium trends and late policy counts
• Patterns across agency filing methods
• Considerations for interpreting overall market monthly and quarterly premium trends

As late filing continues to play a large role in the Texas E&S market, understanding its impact is critical for accurate analysis and decision-making.

You can access the full report here:

https://www.sltx.org/news/deep-dives/q1-2026-deep-dive-late-filing-premium-in-texas/