Insurance Glossary

Alien insurer

An insurer domiciled and licensed in a country outside of the United States


A group of up to 20 surplus lines documents submitted to SLTX at once for processing

Batch edit report

A document created by SLTX that lists data collected from all policies submitted in a group


A temporary document issued by a broker or company to an insured that includes details of the insurance coverage and serves as a legally binding agreement to insure until an actual policy or other evidence of coverage is issued

Eligible insurer

An insurer that is allowed to write surplus lines business in the state of Texas. These insurers must be included on the Surplus Lines Insurers List and must meet the requirements of TIC 981, Subchapter B, and TAC 28 Secs. 15.8 and 15.9.



An incorrect item or mistake on a filing that may require additional information

Foreign insurer

An insurer that is domiciled in the United States, but that is not domiciled or licensed to transact business in Texas

Home state of the insured

The state in which an insured maintains its principal place of business or, in the case of an individual, the individual’s principal residence; or if 100% of the premium of the insured risk is located out of the previously mentioned state, the state to which the greatest percentage of the insured’s taxable premium for that insurance contract is located

Insurance contract

An insurance policy, cover note, certificate, or any other detailed evidence of coverage, including policy jackets, endorsements, audits, evidence of cancellation, and coverage parts


A policy, binder, endorsement, cancellation, audit, etc.

Non-Admitted and Reinsurance Reform Act (NRRA)

An act, effective July 21, 2011, that established a single-state compliance requirement where brokers are only required to comply with the regulations of the insured’s home state, and introduced provisions to increase consistency in the market


Any payment made in consideration for insurance that includes a premium, premium deposits, a membership fee, a registration fee, an assessment, dues, and any other compensation given in consideration for surplus lines insurance (TIC 225.001(5))


Surplus Lines Stamping Office of Texas

Surplus lines broker of record

The Texas licensed surplus lines broker who places a policy with an eligible surplus lines insurer, or the Texas licensed surplus lines broker who transacts business directly with an out-of-state broker not licensed by Texas as a surplus lines broker to obtain coverage with an eligible surplus lines insurer (28 TAC Sec. 15.2(8) and 34 TAC Sec. 3.822(a)(8))

Surplus lines insurers list

A list of all eligible surplus lines insurers that is maintained by the Texas Department of Insurance (TDI) indicating all unlicensed insurers that meet the requirements of TIC 981, Subchapter B, and 28 TAC Secs. 15.8 and 15.9